function init()
{
	//Main Menu items:
	menus[0] = new menu(23, "horizontal", 10, 171, -2, -2, "#A65E36", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 9, 
		"bold", "bold", "#FFCC33", "white", 1, "#A65E36", 2, "rollover:/space.gif:/space.gif", false, true, true, false, 12, true, 0, 2, "#953D2C");
	menus[0].addItem("/index.aspx", "", 60, "center", "Home", 0);
	menus[0].addItem("#", "", 60, "center", "About", 1);
	menus[0].addItem("#", "", 78, "center", "The Book ", 2);
	menus[0].addItem("/soon.aspx", "", 140, "center", "Facts and Statistics", 0);
	menus[0].addItem("#", "", 60, "center", "Tools", 3);
	menus[0].addItem("#", "", 90, "center", "Calculators ", 6);
	menus[0].addItem("#", "", 100, "center", "Chat Groups", 8);
	menus[0].addItem("#", "", 140, "center", "Product Education", 9);

//Sub Menu
	menus[1] = new menu(150, "vertical", 0, 0, -5, -5, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", 
		"bold", "black", "white", 1, "#953D2C", 2, "62", false, true, false, true, 6, true, 4, 4, "black");
	menus[1].addItem("/about/mission.aspx", "", 22, "left", "Mission Statement", 0);
	menus[1].addItem("/about/ds.aspx", "", 22, "left", "About David Shapiro", 0);
	menus[1].addItem("/contact.aspx", "", 22, "left", "Contact Us", 0);

//Sub Menu
	menus[2] = new menu(150, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[2].addItem("/book/chapters.aspx", "", 22, "left", "Free Chapters", 0);
	menus[2].addItem("/book/buy.aspx", "", 22, "left", "Where to Buy", 0);
	menus[2].addItem("/book/newsletter.aspx", "", 22, "left", "Newsletter", 0);
	menus[2].addItem("/book/reviews.aspx", "", 22, "left", "Post or Read Reviews", 0);
	menus[2].addItem("/book/mediadates.aspx", "", 22, "left", "Media Dates", 0);

//Sub Menu
	menus[3] = new menu(220, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[3].addItem("#", "", 22, "left", "Goal Oriented Financial Planning", 4);
	menus[3].addItem("#", "", 22, "left", "Personal Monitoring Tools", 5);

//Sub Menu
	menus[4] = new menu(155, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, "62", false, true, false, false, 0, true, 4, 4, "black");
	menus[4].addItem("/soon.aspx", "", 22, "left", "Asset Collection Tool", 0);
	menus[4].addItem("/soon.aspx", "", 22, "left", "Liability CollectionTool", 0);
	menus[4].addItem("/soon.aspx", "", 22, "left", "Risk Management Tool", 0);

//Sub Menu
	menus[5] = new menu(100, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[5].addItem("/soon.aspx", "", 22, "left", "Add a Goal", 0);
	menus[5].addItem("/soon.aspx", "", 22, "left", "Modify a Goal", 0);

//Sub Menu
	menus[6] = new menu(210, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[6].addItem("/calc/retirement.aspx", "", 22, "left", "Retirement Countdown", 0);
	menus[6].addItem("/soon.aspx", "", 22, "left", "Roth IRA Conversion Calculator", 0);
	menus[6].addItem("/calc/future.aspx", "", 22, "left", "Future Value Calculator", 0);
	menus[6].addItem("/calc/shrinking.aspx", "", 22, "left", "Inflation", 0);
	menus[6].addItem("#", "", 22, "left", "Life Expectancy", 7);
	menus[6].addItem("/calc/rule.aspx", "", 22, "left", "Rule of 72", 0);
	menus[6].addItem("/soon.aspx", "", 22, "left", "Life Insurance Needs", 0);
	menus[6].addItem("/soon.aspx", "", 22, "left", "Disability Insurance Needs", 0);

//Sub Menu
	menus[7] = new menu(80, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[7].addItem("/soon.aspx", "", 22, "left", "Basic", 0);
	menus[7].addItem("/soon.aspx", "", 22, "left", "Advanced", 0);

//Sub Menu
	menus[8] = new menu(150, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[8].addItem("/soon.aspx", "", 22, "left", "Scheduled and Hosted", 0);
	menus[8].addItem("/soon.aspx", "", 22, "left", "Non-hosted", 0);

//Sub Menu
	menus[9] = new menu(135, "vertical", 0, 0, 0, 0, "#FFCC33", "#A65E36", "Verdana,Arial,Helvetica,sans-serif", 8, "bold", "bold", "black", "white", 1, "#953D2C", 2, " ", false, true, false, false, 0, true, 4, 4, "black");
	menus[9].addItem("/soon.aspx", "", 22, "left", "Glossary of Terms", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Stocks", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Bonds", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Mutual Funds", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Annuities", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Life Insurance", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Real Estate", 0);
	menus[9].addItem("/soon.aspx", "", 22, "left", "Other Investments", 0);

} //OUTER CLOSING BRACKET. EVERYTHING ADDED MUST BE ABOVE THIS LINE.